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Archive for June, 2008

Need a New Car Battery, Help!

June 8th, 2008 at 06:35 am

My car battery died 6 days ago. At the time, I thought maybe I left the lights on, but I wasn't sure. We've had the car about 3 years, but it was purchased used. I didn't have any jumper cables and couldn't find anyone to jump it, so I signed up for AAA online and got them to send someone to jump it. Well, here it is 6 days later and it's dead again. I tried to leave for work this morning and it's totally dead. This time I'm 100% sure I did not leave the lights on. I researched a little and found out most car batteries need to be replaced after 3 years anyway and I know ours is AT LEAST 3 years old. I still have AAA and I know they can come jump it and possibly replace it for what they say is a "good rate" but I'm not sure. I work at WalMart and can get a discount if I buy the battery there, but my WalMart doesn't have a Tire and Lube center so they can't replace it for me. Do you know if garages will replace a battery that I bought from somewhere else? When I got the car jumped a week ago, AAA sent out a local garage to do it, so there's not an actual AAA here. I tried to research replacing it myself but it looks complicated as I don't even know how to change my tires (sad, i know!) and DH doesn't drive so he has no idea how to work on cars either. I guess I just need some advice on whether I'd be better off buying the battery and calling AAA to see if the garage can install it for me, or calling AAA to send the garage to sell me a new one and install it, or trying to install one myself? My only other option is to get it jumped again, which will hopefully hold the charge this time for a little while, and drive 45 minutes to the closest SuperWalMart and buy it there and get them to replace it all at a 10% discount. I just don't know because gas will cost a fortune anyway. Thank you!

Pay or Save?

June 1st, 2008 at 03:36 pm

Question. I owe $6,832.65 on a credit card that has 0% interest until April of 2009. I currently have $1,000 extra in my bank account that I can use. Would I be better to pay the $1,000 on the credit card or put it in my ING Savings Account at 3.00% interest and add to it anything over the minimum payment and then pay as much as I can in March and transfer it to another 0% card. Or should I put it in a 6-month ING CD at 3.30%? Advice would be greatly appreciated!

*Edit: YES I meant 2009, not 2008, oops!

Personal Health Challenge: $2.00