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    <title>Un-named Blog</title>
    <link>http://lisasayzhi.savingadvice.com</link>
    <description></description>
	<webMaster>info@savingadvice.com</webMaster>
	<managingEditor></managingEditor>
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      <title>That Sucker is DOA</title>
      <link>http://girltherapy.savingadvice.com/2009/11/21/that-sucker-is-doa_55284/</link>
      <description>Big, big, big news! The dentist bill is a paid in full! That was one fat, furry mole, and he is roadkill!  I have been nibbling away at that bill for more than 2 years, I am thrilled to be done with it! (hear the dancing and singing in the background?) Every time we hit a glitch in...</description>
      <pubDate>Sat, 21 Nov 2009 17:29:37 PST</pubDate>
	  <author>sewingirl62@yahoo.com (Mom in Michigan)</author>
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      <title>Are You Cooking More?</title>
      <link>http://sharmanlawson.savingadvice.com/2009/11/21/are-you-cooking-more_55283/</link>
      <description>I've always cooked. However, now I'm cooking even more. Food has gotten expensive, so I continuously look for ways to save, cutback, and find better alternative ways to do things. There are three in my family. We spend around $300 a month on groceries, not including supplies. Not a...</description>
      <pubDate>Sat, 21 Nov 2009 15:04:04 PST</pubDate>
	  <author>sharman_lawson@bellsouth.net (Sharman Lawson)</author>
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      <title>Saturday</title>
      <link>http://buddy.savingadvice.com/2009/11/21/saturday_55282/</link>
      <description>My running buddy stood me up this morning, got to run solo in the rain.  It was early enough and rainy enough to keep people indoors, so no dodging dogs and folks out for a leisurely walk. My week-end routine has changed recently, but did include the usual walk through goodwill (no...</description>
      <pubDate>Sat, 21 Nov 2009 13:23:54 PST</pubDate>
	  <author>tinafriend45@hotmail.com (buddy)</author>
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      <title>So many things, so little cash.</title>
      <link>http://firstthingsfirst.savingadvice.com/2009/11/21/so-many-things-so-little-cash_55281/</link>
      <description>I got dragged out of my house this morning to go Christmas shopping with my mom &amp; youngest brother (he's 5).&lt;br /&gt;
&lt;br /&gt;
Mostly, she just wanted me there to pick out the clothes I wanted from her for Christmas, along with DH's and some of my other younger brother's.  So now if anybody doesn't...</description>
      <pubDate>Sat, 21 Nov 2009 12:37:02 PST</pubDate>
	  <author> (FirstThingsFirst)</author>
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      <title>The Cardinal vs Golden Bears and More </title>
      <link>http://financiallyfree2bme.savingadvice.com/2009/11/21/the-cardinal-vs-golden-bears-and-more-_55280/</link>
      <description>Yesterday I met with my student teachers for the last seminar of the semester and led a discussion on interviewing strategies. Over the years as an administrator, I hired about 90-100 teachers, served on countless interview panels for other positions, and recruited for the district...</description>
      <pubDate>Sat, 21 Nov 2009 12:12:04 PST</pubDate>
	  <author>ff2bme@clearwire.net (Analise)</author>
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      <title>Oh, just busy!!</title>
      <link>http://dmontngrey.savingadvice.com/2009/11/21/oh-just-busy_55279/</link>
      <description>Ugh, work has been so ridiculous lately! My employer decided to roll out a very different health plan next year - a high deductible plan with a HSA and a wellness plan. Guess who's been taking all the calls? My boss has been on the road all week doing presentations about the health...</description>
      <pubDate>Sat, 21 Nov 2009 10:47:50 PST</pubDate>
	  <author>dmontngrey@gmail.com (dmontngrey)</author>
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      <title>Calling All Oglers</title>
      <link>http://creditcardfree.savingadvice.com/2009/11/21/calling-all-vouyers_55278/</link>
      <description>I really don't have a much financial happening right now. How about a glimpse into our checking account? &lt;br /&gt;
&lt;br /&gt;
Beginning Balance Today: $349.31&lt;br /&gt;
&lt;br /&gt;
We get paid again on December 1st. We will have to buy weekly groceries this Sunday or Monday. We are traveling by car for Thanksgiving,...</description>
      <pubDate>Sat, 21 Nov 2009 08:08:09 PST</pubDate>
	  <author>carriefinn@yahoo.com (Creditcardfree)</author>
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      <title>Retirement</title>
      <link>http://bankergurls.savingadvice.com/2009/11/21/retirement_55277/</link>
      <description>Here is our current retirement contributions:&lt;br /&gt;
&lt;br /&gt;
Me&lt;br /&gt;
6% to 401K&lt;br /&gt;
3% to 401K (from employer)&lt;br /&gt;
6% to ROTH IRA&lt;br /&gt;
  &lt;br /&gt;
&lt;br /&gt;
DH&lt;br /&gt;
10% to 403B&lt;br /&gt;
10% to 403B (from employer)&lt;br /&gt;
&lt;br /&gt;
Balances&lt;br /&gt;
401K $8300&lt;br /&gt;
ROTH IRA $1300&lt;br /&gt;
Rollover IRA $1700&lt;br /&gt;
403B $6400&lt;br /&gt;
(403B is estimated balance, we only get statement...</description>
      <pubDate>Sat, 21 Nov 2009 08:07:13 PST</pubDate>
	  <author>shawnatowner@hotmail.com (Banker Gurl )</author>
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      <title>The recession has found me.......</title>
      <link>http://bankergurls.savingadvice.com/2009/11/21/the-recession-has-found-me_55276/</link>
      <description>Up until now I had not felt any direct impact from the economy.  Prices here had remained stable, employers always have &quot;help wanted&quot; signs up, and new business and resteraunts are constantly being built and opened.  The only thing that I have noticed is that there are a LOT of &quot;for...</description>
      <pubDate>Sat, 21 Nov 2009 07:39:42 PST</pubDate>
	  <author>shawnatowner@hotmail.com (Banker Gurl )</author>
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      <title>Nothing remarkable to report on</title>
      <link>http://wildblueyonder.savingadvice.com/2009/11/21/nothing-remarkable-to-report-on_55275/</link>
      <description>&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=lisasayzhi&amp;id=7248&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=lisasayzhi&amp;id=7248&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
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Yesterday I emailed the SPCA volunteer who helped me adopt my 2 cats last spring. I suspect Waldo may still have worms, though he was dewormed when i adopted him. He's looking very thin and he has these little burps after eating, the way he did when i first got him.&lt;br /&gt;
&lt;br /&gt;
By right,...</description>
      <pubDate>Sat, 21 Nov 2009 06:33:13 PST</pubDate>
	  <author>dawn303030@yahoo.com (Fern)</author>
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      <title>$103.01</title>
      <link>http://huffydeb2003.savingadvice.com/2009/11/21/10301_55273/</link>
      <description>I get payments deposited in Paypal yesterday for $100 in reimbursements for 3 restaurant mystery shops + $3 from Pine Cone!&lt;br /&gt;
&lt;br /&gt;
Then I went to Walmart for a few items which included yams $0.25/lb, celery $0.88/stalk, head of cauliflower $1.98, and broccoli $1.25/lb...all pretty good...</description>
      <pubDate>Sat, 21 Nov 2009 05:49:39 PST</pubDate>
	  <author> (About Me)</author>
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      <title>+$13.66 and New Moon</title>
      <link>http://kris10leigh.savingadvice.com/2009/11/21/1366-and-new-moon_55272/</link>
      <description>We went to a festival last night and I took along $40 in cash.  When we were emptying our pockets last night I told my husband I'd like to start putting $1 bills into the coin jar as well as loose change.  I had a ten dollar bill and several ones.  I asked him to please give me the...</description>
      <pubDate>Sat, 21 Nov 2009 04:28:20 PST</pubDate>
	  <author>operaeric@yahoo.com (Kristen)</author>
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      <title>BIG GIFT ideas wanted</title>
      <link>http://waterfall.savingadvice.com/2009/11/20/big-gift-ideas-wanted_55271/</link>
      <description>I would love some ideas on what to get my six year old DD for Xmas.  She is our only child.  She already has a kitchen centre and a Disney Princess vanity table.&lt;br /&gt;
I have gotten the small gifts already, e.g. books, kids jewelry, lip gloss, etc.   I don't know what to get as her big gift.  Any ideas? </description>
      <pubDate>Fri, 20 Nov 2009 21:24:42 PST</pubDate>
	  <author>zensaving@gmail.com (Waterfall)</author>
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      <title>delirious from that new investment opportunity</title>
      <link>http://baselle.savingadvice.com/2009/11/20/delirious-from-that-new-investment-oppor_55270/</link>
      <description>Friday&lt;br /&gt;
Saving log - $0&lt;br /&gt;
Spending log - $1.75 coffee + $32 t-day groceries&lt;br /&gt;
Found money - $0&lt;br /&gt;
&lt;br /&gt;
Thursday&lt;br /&gt;
Saving log - $4 tip box&lt;br /&gt;
Spending log - $1.75 coffee + $4 chocolate coins&lt;br /&gt;
Found money - $0.13 (sidewalks)&lt;br /&gt;
&lt;br /&gt;
Rounding the corner on Thanksgiving. As of writing, we are the hosts....</description>
      <pubDate>Fri, 20 Nov 2009 21:00:34 PST</pubDate>
	  <author>baselle@speakeasy.org (baselle)</author>
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      <title>Friday</title>
      <link>http://buddy.savingadvice.com/2009/11/20/friday_55269/</link>
      <description>Today I only spent a few dollars I collected from the change jar on groceries. Brussel sprouts on sale at Top Foods... The refund check is in the bank and ready to pay this month's household bills. Tomorrow I'll pay them and the rest of the month is dedicated to principle payment on...</description>
      <pubDate>Fri, 20 Nov 2009 19:04:45 PST</pubDate>
	  <author>tinafriend45@hotmail.com (buddy)</author>
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      <title>First Bit of Christmas Shopping... All Deals!</title>
      <link>http://firstthingsfirst.savingadvice.com/2009/11/20/first-bit-of-christmas-shopping-all-deal_55268/</link>
      <description>Yesterday, DH didn't spend money on lunch again (his boss bought lunch for the second day in row... weird but good!).  I have been eating at home all week since I've been on vacation from work, so we decided we'd order out for pizza and take it out of the &quot;entertainment&quot; part of the...</description>
      <pubDate>Fri, 20 Nov 2009 17:47:44 PST</pubDate>
	  <author> (FirstThingsFirst)</author>
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      <title>No Spender and More Craigslist Luck</title>
      <link>http://househopeful.savingadvice.com/2009/11/20/no-spender-and-more-craigslist-luck_55267/</link>
      <description>Today was a no spender. I have my nephew over tonight and we're watching library movies, eating homemade food and having popcorn fights! Too fun &lt;img src=&quot;http://www.savingadvice.com/forums/images/smilies/smile.gif&quot; alt=&quot;Smile&quot; /&gt; &lt;br /&gt;
&lt;br /&gt;
I did sell some stuff off Craigslist today. $15.00 made. I had another reply for a desk that I have for sale for $10.00. It's a bit...</description>
      <pubDate>Fri, 20 Nov 2009 17:15:10 PST</pubDate>
	  <author>hmartin427@hotmail.com (HouseHopeful)</author>
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      <title>What is wrong with some people?</title>
      <link>http://momcents.savingadvice.com/2009/11/20/what-is-wrong-with-some-people_55266/</link>
      <description>&lt;br /&gt;
*Caution: Rant ahead*&lt;br /&gt;
&lt;br /&gt;
I have made strides to be less critical of folks in general. I have made progress in the &quot;weeding my own garden&quot; and have had thicker skin when dealing with some people.  This one has, however, stopped me in my tracks.&lt;br /&gt;
&lt;br /&gt;
Best Friend (referred to hereafter...</description>
      <pubDate>Fri, 20 Nov 2009 17:13:33 PST</pubDate>
	  <author> (Mrs.)</author>
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      <title>A Good Grease Monkey Is Always Prepared</title>
      <link>http://luxliving.savingadvice.com/2009/11/20/a-good-grease-monkey-is-always-prepared_55265/</link>
      <description>&lt;div align=&quot;center&quot;&gt;&lt;a href=&quot;http://blogs.savingadvice.com/image.php?blog=lisasayzhi&amp;id=7247&amp;original=1&quot;&gt;&lt;img hspace=&quot;5&quot; src=&quot;http://blogs.savingadvice.com/image.php?blog=lisasayzhi&amp;id=7247&amp;&amp;&quot; alt=&quot;&quot; align=&quot;&quot; border=&quot;2&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
&lt;div align=&quot;center&quot;&gt;&quot;Ohhh! Now THAT's gonna cost ya!&quot;&lt;/div&gt;&lt;br /&gt;
&lt;br /&gt;
As we are lately revamping the Frugalis House Budget, I thought I'd give a breakdown on what we put back each month on automotive expenses over and above repair/maintain/replace funds, gasoline expenses &amp; the auto insurance escrow.&lt;br /&gt;
&lt;br /&gt;
Many...</description>
      <pubDate>Fri, 20 Nov 2009 16:11:52 PST</pubDate>
	  <author>dreamsareality@att.net (<b>LuxLivingFrugalis</b>)</author>
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      <title>Ale is already thinking about her 10th Bday party!</title>
      <link>http://miclason.savingadvice.com/2009/11/20/ale-is-already-thinking-about-her-10th-b_55264/</link>
      <description>Talk about advance planning! Her birthday is in JUNE!!!&lt;br /&gt;
&lt;br /&gt;
She decided she wants a pool party (yep, it's about the right age for pool parties). &lt;br /&gt;
&lt;br /&gt;
And, now, she wants a luau-themed pool party.... who knows what she may come up with in 6 months!! &lt;br /&gt;
&lt;br /&gt;
Oh, well. That'll give us time...</description>
      <pubDate>Fri, 20 Nov 2009 14:39:28 PST</pubDate>
	  <author>belovedmoonpixie@yahoo.com (M.I. Clason)</author>
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